(from http://www.lsuagcenter.com/MCMS/RelatedFiles/%7BA86D8A2D-3D53-4850-862D-CE5AA78A86CC%7D/Medicare-Information.pdf)
". . . Who is eligible for Medicare? A worker who has earned 40 credits provided he/she is paying Medicare tax on those earnings. You earn one credit for every $920 you earn. If you earn $3680 per year you will earn 4 credits. Not to exceed 4 credits per year. What do these credits cover? Medicare Part A, which is hospital insurance. The current (2005) deductible is $912. Pays 100% of covered expenses after the deductible. Cost to have coverage without 40 credits = $375/month (2005 rates)
Who else is eligible for Medicare? The spouse of a worker who has earned their credits, if the following criteria are also met: Spousal Coverage. Must be married – for at least one year – if still married. If Divorced – must have been married at least 10 years. Widow/Widower’s Entitlement.
Worker died with enough credits. Surviving divorced spouse – must have been married at least 10 years. . . Disabled widow/widower. . ."
(http://www.seniorcorps.org/social-security/can-i-collect-social-security-benefits-if-i-never-worked/)
". . . For the majority of senior citizens in the United States, the social security benefits program is a primary source of income which is needed pay for housing, food, medical expenses, and other expenses. While it is widely available, it is largely intended for people who have worked and contributed to the system. However, there are ways that you can obtain social security benefits even if you have never worked. Disability One way that you can collect social security benefits if you have never worked is if you are disabled. The social security benefits program is also available to people who are disabled and unable to work a job that is sufficient enough to provide an adequate stream of income. . ."
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