In Case . . .

. . . you didn't know . . .


(from http://www.lsuagcenter.com/MCMS/RelatedFiles/%7BA86D8A2D-3D53-4850-862D-CE5AA78A86CC%7D/Medicare-Information.pdf)
". . . Who is eligible for Medicare? A worker who has earned 40 credits provided he/she is paying Medicare tax on those earnings. You earn one credit for every $920 you earn. If you earn $3680 per year you will earn 4 credits. Not to exceed 4 credits per year. What do these credits cover? Medicare Part A, which is hospital insurance. The current (2005) deductible is $912. Pays 100% of covered expenses after the deductible. Cost to have coverage without 40 credits = $375/month (2005 rates)
Who else is eligible for Medicare? The spouse of a worker who has earned their credits, if the following criteria are also met: Spousal Coverage. Must be married – for at least one year – if still married. If Divorced – must have been married at least 10 years.  Widow/Widower’s Entitlement.
Worker died with enough credits. Surviving divorced spouse – must have been married at least 10 years. . . Disabled widow/widower. . ."


(http://www.seniorcorps.org/social-security/can-i-collect-social-security-benefits-if-i-never-worked/)
". . . For the majority of senior citizens in the United States, the social security benefits program is a primary source of income which is needed pay for housing, food, medical expenses, and other expenses. While it is widely available, it is largely intended for people who have worked and contributed to the system. However, there are ways that you can obtain social security benefits even if you have never worked. Disability One way that you can collect social security benefits if you have never worked is if you are disabled. The social security benefits program is also available to people who are disabled and unable to work a job that is sufficient enough to provide an adequate stream of income. . ."

What do you think?
Tell me at
http://www.rayjozwiak.com/guestbook.html  or at
http://www.ohomusic.com 

Get your copy of OHO's  Where Words Do Not Reach now!

The Ocean City Ditty Video is now on YouTube

My latest solo offering, Just More Music by Ray Jozwiak, featuring original, instrumental piano music is now available at - Just More Music by Ray Jozwiak

(To Access all Ray Jozwiak - Gonzo Piano music you can copy-and-paste this URL directly to
your browser:  http://http://www.cdbaby.com/Artist/RayJozwiak)

Also, be sure to visit:
http://www.rayjozwiak.com

Tweet  

Good. . .

. . . news (for a change). . .

(By Yvonne Wenger, The Baltimore Sun)
". . . As a Friday deadline approaches, advocates are working to find housing for the homeless men and women living at a Baltimore encampment set to be cleared.

Christina Flowers, president of Belvedere Homes, stopped by the site between Interstate 83 and the Fallsway on Wednesday with a promise to find housing for those who want it. She said her organization secured a three-bedroom house in the Harwood neighborhood to accommodate six of the roughly 18 men and women at the encampment.

"At this point, it's just about being able to move forward," said Flowers, whose organization on North Charles Street provides housing for those who are homeless, suffer from disabilities or have a mental illness. "We've got the building; now we need the sheets and dishes."

  Flowers worked with other community advocates to identify open rooms for the camp residents, most of whom refused to go to a city emergency shelters for various reasons, including safety concerns.

The housing will be available permanently for those who want it, but they'll have to contribute money each month if they have income, such as disability benefits, Flowers said. . ."

What do YOU think?
http://www.rayjozwiak.com/guestbook.html

You can NOW download your
very own copy of Ray Jozwiak's
newest release:
AMBIENCE & WINE

Please visit
http://www.rayjozwiak.com

Tweet