Everything really is negotiable
Though your initial look may betray
So big and frightening they may appear
Your dedication and intellect take the day
There's one thing you have to remember
You mean so much to me
That's one certainty
When concerns become burdens
Please know I'm the one you need to see
I will always be available
No matter how far life removes you from me
There's no necessity for extreme bravery
All your good qualities I admire
There's no embarrassment and there's no shame
If you accept someone's helping hand when you tire
Any other time
Any other place
Nothing between us will be any different
You don't have to hide
Feelings deep inside
I'm here to help you so please let me try
You may not understand
You may not care
I know you'll realize what's to bear
I always felt that my responsibility
Is to make sure you find happiness anywhere
Shouts in the street
I hear them as I'm walking home
Shoes on my feet
Touch down and take off as I roam
Dreams lifted up
So many pies in the sky
U-flying-o's
I duck them as they fly on by
Tomorrow takes care of itself
Today has its trial and its call
Janus he waits at your door
Rising or breaking his fall
You've got your "Time"
And secrets that love has betrayed
The long yellow line down your spine
That your feeling has frayed
Take my hand we may see
Everything we mean to be
When we meet again
Should it be under blanket of night?
All that remains
Is the matter of choice in disguise
Take my hand we may see
Everything we mean to be
Am I with you or you with me?
We have our time then take our leave
Deep in the heart
Where paradox finds its resolve
Long bodies live
They've learned how to bend to absolve
Now desire is the tie
That holds us fast to life
For the sweetness of the honey
Risk the peril of the hive
Now I'm running through your veins
In exchange I know your pain
All the lies have run aground
And to this earth I'm bound
(from http://theweek.com/speedreads/730661/cbo-predicts-trumps-move-end-obamacare-subsidies-hike-premiums-uninsured-rate-deficits)
". . . On Thursday night, the Trump administration formally decided to end cost-sharing subsidies that the Health and Human Services Department has been paying insurers to lower premiums for millions of lower-income customers purchasing insurance through the Affordable Care Act exchanges. . . the CBO projected that "gross premiums (that is, before premium tax credits are accounted for) for silver plans offered through the marketplaces would, on average, rise by about 20 percent in 2018 relative to the amount in CBO’s March 2016 baseline and rise slightly more in later years." The number of uninsured would rise by about 1 million in 2018, though it would drop again as people purchased lower-cost plans, and because customers would be shielded from the premium hikes by larger federal subsidies, the federal deficit would rise by $194 billion over the next 10 years. . ."
"Facts are stubborn things; and whatever may be our wishes, our inclinations, or the dictates of our passions, they cannot alter the state of facts and evidence. " -John Adams
(http://www.factcheck.org/2014/04/false-tax-claims/)
". . . Q: Did Democrats increase federal income tax rates in 2014 under Obamacare?
A: No. Tax increases mentioned in a viral email went into effect a year earlier, as part of a budget
"Is this information correct? I have tried to check it out but get terribly confused.
It came as an email from a friend in Colorado.
Viral email: THE FIRST THREE MONTHS!
Happy New Year America
Here is what happened on January 1st 2014:
Top Income Tax bracket went from 35% to 39.6%
Top Income Payroll Tax went from 37.4% to 52.2%
Capital Gains Tax went from 15% to 28%
Dividend Tax went from 15% to 39.6%
Estate Tax went from 0% to 55%
Remember this ‘fact;’ if you have any money, the Democrats want it! All these taxes were passed with only Democrat votes. Not one Republican voted to do these taxes. Remember this come election time. And make sure your friends and neighbors know this info too!
These taxes were all passed under the affordable care act, otherwise known as Obama care."
FULL ANSWER
We started getting dozens of queries about this one about three weeks before tax filing day. It’s nonsense. Some of these figures aren’t accurate, and none of these increases took effect on Jan. 1, 2014, or had anything to do with the Affordable Care Act. And the claim that “not one Republican voted to do these” is false.
Here’s what really happened, and when:
The top income tax rate went back up to 39.6 percent over a year ago — for singles making more than $400,000 a year or couples making more than $450,000. The increase was part of the “fiscal cliff” package that Congress passed on New Year’s Day of 2013.
Capital gains rates also increased in 2013 under the same “fiscal cliff” deal — but not nearly as much as this email claims. For long-term gains (on assets held more than one year) the top rate went from 15 percent to 20 percent (not 28 percent), and also applied to individuals making more than $400,000 and couples earning more than $450,000.
The top rate for dividends also went up to 20 percent (not 39.6 percent) in 2013 as part of the same fiscal cliff package, and also only for those with more than $400,000 individual or $450,000 joint taxable income.
It’s true that the estate tax was once effectively zero percent — but only for people who died in 2010, not last year. The top rate went back up to 35 percent for those who died the following year, and (under the fiscal cliff deal) to 40 percent for those who died in 2012 and thereafter. Furthermore, the rate is still zero percent for any individual who dies this year and whose estate is valued at less than $5,340,000. The threshold for filing an estate-tax return was set at $5 million in 2011, and is indexed for inflation each year.
The claim that the fiscal-cliff tax increases were “passed with only Democratic votes” is false. The deal passed by a vote of 89-8 in the Senate (including 40 Republican votes in favor) and by a vote of 257-167 in the House (with 85 Republican votes in favor). The package made permanent the 2001 Bush tax cuts for all but very high-income earners, avoiding tax increases that otherwise would have taken effect Jan. 1, 2013, when the “temporary” Bush tax cuts were scheduled to expire.
The email’s claim about “income payroll tax” is a head-scratcher, since no tax expert we know of uses such a term. Our best guess is that the anonymous author meant to refer to the combined effect of the federal income tax and the Social Security and Medicare payroll taxes, and did not understand how these taxes work. No combination of payroll and federal income taxes would produce a top marginal rate of 52.2 percent, so far as we can figure.
Back in 2008, when Obama was first running for president, conservative commentator Larry Kudlow claimed that Obama’s tax proposals would amount to “a 52.2 percent combined income and payroll tax.” But even that claim was wrong, because of the simple fact that the top marginal income-tax rate applied at that time only to income above $349,701 and Social Security taxes applied only to wage or salary income below $97,500. Any income taxed at the top income-tax rate would incur zero Social Security tax.
And the same is true today: Taxable Social Security wages now stop at $117,000, and the top marginal income-tax bracket doesn’t kick in until $406,751 for singles and $457,601 for joint filers. All of these levels are adjusted for inflation each year.
Having said all that, we’ll note that taxes have gone up for some as a result of Obamacare. The law imposes a 3.8 percent tax on net investment income that applies to people who earn more than $200,000 a year for singles, or $250,000 for joint filers. It also levies an additional Medicare tax of 0.9 percent on wages, salaries and self-employment income for people in those income groups. However, these changes also took effect in 2013, not 2014.
— Brooks Jackson
Sources
Tax Foundation. “U.S. Federal Individual Income Tax Rates History, 1862-2013 (Nominal and Inflation-Adjusted Brackets).” 17 Oct 2013.
Hollander, Catherine. “Here’s What’s in the Fiscal-Cliff Deal.” National Journal. 1 Jan 2013.
Fidelity Brokerage Services. “A taxpayer’s guide to 2013.” 27 Feb 2013.
Ruffenach, Glenn. “Navigating the Dividend Storm; Tax rates on corporate payouts are heading higher for some. Don’t just sit there.” Wall Street Journal. 10 Jan 2013.
Cook, Douglas C. “Current & Historical Federal Estate Tax Structure, Exemptions & Rates.” Cook & Cook law firm website. 17 Dec 2012.
U.S. Internal Revenue Service. “Estate Tax” Web page. 9 Apr 2014.
U.S. Senate Roll Call Votes 112th Congress – 2nd Session. “On Passage of the Bill (H.R. 8, As Amended ).” 1 Jan 2013.
U.S. House of Representatives. “Final Vote Results for Roll Call 659.” 1 Jan 2013.
Kudlow, Larry. “Obama’s Big-Government Vision.” National Review Online. 14 Feb 2008.
Social Security Administration. “Contribution and benefit bases, 1937-2014.” Undated Web page accessed 15 Apr 2014.
Internal Revenue Service. “Questions and Answers on the Net Investment Income Tax.” 5 Mar 2014.
Internal Revenue Service. “Affordable Care Act Tax Provisions.”
Internal Revenue Service. “Questions and Answers for the Additional Medicare Tax.”. . . "
Yes, I've left all the sources intact in case you want to read further. Scott Biao (and others) obviously have not burning desire to read much further at all.
(from http://www.msn.com/en-us/money/topstories/if-socialist-candidate-bernie-sanders-was-president-heres-what-would-happen-to-the-us-economy/ar-AAfpAhN)
". . . "The great thing about Bernie Sanders is that there's no guile about him. His authenticity is pretty much based on him saying what he believes," said Middlebury University political science professor and expert in presidential politics Matt Dickinson. . . While the U.S. economy would certainly look different under a socialist Sanders presidency, it might not be as crazy as you'd think. . . (his) most significant proposals are implementing a single-payer health care system. . . As president, he would toss Obamacare and replace it with a "Medicare for all" system that he says would cost $1.38 trillion per year but save people and businesses more than $6 trillion over the next decade. . . (Gerald) Friedman . . . says the health care overhaul would enable up to $10 trillion in savings for the general public. And the other programs? Another $1.1 trillion in additional savings over 10 years. And excluding the issue of likely higher taxes, the programs could mean seven million more jobs and a nearly $4 trillion increase in economic activity in 2026. . . "
My latest solo offering, Just More Music by Ray Jozwiak, featuring original, instrumental piano music is now available at - Just More Music by Ray Jozwiak
(To Access all Ray Jozwiak - Gonzo Piano music you can copy-and-paste this URL directly to
your browser: http://http://www.cdbaby.com/Artist/RayJozwiak)
(from http://www.politifact.com/truth-o-meter/statements/2016/jan/14/chelsea-clinton/chelsea-clinton-mischaracterizes-bernie-sanders-he/)
". . . Hitting the campaign trail on her mother’s behalf, Chelsea Clinton attacked Democratic presidential candidate Sen. Bernie Sanders’ universal health care plan. . . "Sen. Sanders wants to dismantle Obamacare, dismantle the CHIP program, dismantle Medicare, and dismantle private insurance. . . I don't want to empower Republican governors to take away Medicaid, to take away health insurance for low-income and middle-income working Americans. And I think very much that's what Sen. Sanders' plan would do.". . . we decided to look into them (her claims) ourselves — in particular, her claim that Sanders’ plan would "empower" governors "to take away health insurance for low-income and middle-income working Americans.". . . Given that Sanders’ proposed plan specifically calls health insurance an entitlement for all, we found that this is a mischaracteriza- tion at best. . . Sanders has called the [his] plan "Medicare for all," referring to the the health safety net that covers those over 65. . . she is . . . right that states would be the primary administrators of the system. The bill calls it a "state-based American Health Security Program." However, the assertion that it would empower Republican governors to take away individual’s health insurance is misleading. . .Clinton’s statement makes it sound like Sanders’ plan would leave many people uninsured, which is antithetical to the goal of Sanders’ proposal: universal health care. . . We rate her claim Mostly False."
My latest solo offering, Just More Music by Ray Jozwiak, featuring original, instrumental piano music is now available at - Just More Music by Ray Jozwiak
(To Access all Ray Jozwiak - Gonzo Piano music you can copy-and-paste this URL directly to
your browser: http://http://www.cdbaby.com/Artist/RayJozwiak)
“Practice doesn't make perfect.
Practice reduces the imperfection.”
― Toba Beta
“Practice makes the master.”
― Patrick Rothfuss
“No matter how much falls on us, we keep plowing ahead. That's the only way to keep the roads clear.”
― Greg Kincaid
“If you want to find the real competition, just look in the mirror. After awhile you'll see your rivals scrambling for second place.”
― Criss Jami, Killosophy
“It is a mistake to think that the practice of my art has become easy to me. I assure you, dear friend, no one has given so much care to the study of composition as I. There is scarcely a famous master in music whose works I have not frequently and diligently studied.”
― Wolfgang Amadeus Mozart
“Sex, whatever else it is, is an athletic skill. The more you practice, the more you can, the more you want to, the more you enjoy it, the less it tires you.”
― Robert A. Heinlein
My latest solo offering, Just More Music by Ray Jozwiak, featuring original, instrumental piano music is now available at - Just More Music by Ray Jozwiak
(To Access all Ray Jozwiak - Gonzo Piano music you can copy-and-paste this URL directly to
your browser: http://http://www.cdbaby.com/Artist/RayJozwiak)
Just look at the morning paper
And tell me what you see
Is something very wrong
Or maybe my eyes deceive me
Somewhere in the local section
A buried paragraph
Someone who had the time to care
And the character to act
The higher the highs
The lower the lows
The older I get
That's the way that it goes
The more that I think that I want
The less that I need
Because I realize how precious
And how short
This time with you may be
When you're young and your biggest worry's
What game you want to play
Such innocence is just surpassed
By the naivete
Take good with the worst
And better
You know they're not the same
Youth somehow brings them all together
Different they are
But subtle the shades
The higher the highs
The lower the lows
The older I get
That's the way that it goes
The more that I think that I want
The less that I need
Because I realize how precious
And how short
This time with you may be
Youth really
Is only wasted
If never
You've tasted
All the bitter
As well as sweet
I hope you don't misunderstand me
Or what I want to say
It's nothing revolutionary
Ignorance won't make this go away
Nobody likes a busybody
Nobody knows it all
There's one thing I can tell you certain
Take none for granted
Short or the tall
The higher the highs
The lower the lows
The older I get
That's the way that it goes
The more that I think that I want
The less that I need
Because I realize how precious
And how short
This time with you may be
OHO's "Ocean City Ditty," the CD single is now available at http://www.cdbaby.com/cd/oho4
(and, if you're in town, at Trax On Wax on Frederick Rd. in Catonsville, MD) OHO is Jay Graboski, David Reeve & Ray Jozwiak. Please Visit http://www.ohomusic.com
My latest solo offering, Just More Music by Ray Jozwiak, featuring original, instrumental piano music is now available at - Just More Music by Ray Jozwiak
(To Access all Ray Jozwiak - Gonzo Piano music you can copy-and-paste this URL directly to
your browser: http://http://www.cdbaby.com/Artist/RayJozwiak)
Is is me or should this man (a tower of principled jello) be laughed out of the Presidential race . . .
Five years after the Affordable Care Act became law, one of its biggest opponents says he may be signing up.
Texas Sen. Ted Cruz, the first major candidate to enter the 2016 presidential race, is now shopping around for health coverage after his wife, Heidi, took a leave of absence from her job at Goldman Sachs to campaign with her husband. The unpaid leave does not include benefits.
"We will in all likelihood get health care through my employment, which means you end up going on to the exchange and getting health insurance," Cruz said during an appearance on the Mike Gallagher radio show Wednesday. Members of Congress without insurance are required to sign up through health care exchanges created by Obamacare because of an amendment to the law added by Iowa Republican Sen. Chuck Grassley.
However, Cruz said he would not accept a subsidy members of Congress are eligible for to help pay for coverage. "I'm going to purchase health insurance with my own funds for my family, like millions of Americans," he said.
The first-term senator became the face of GOP opposition to Obamacare in 2013 when he spoke for more than 21 hours on the Senate floor in opposition to the law. He urged his GOP colleagues not accept a government funding bill that kept Obamacare intact, setting in motion a 16-day partial government shutdown.
OHO's "Ocean City Ditty," the CD single is now available at http://www.cdbaby.com/cd/oho4
(and, if you're in town, at Trax On Wax on Frederick Rd. in Catonsville, MD) OHO is Jay Graboski, David Reeve & Ray Jozwiak. Please Visit http://www.ohomusic.com
My latest solo offering, Just More Music by Ray Jozwiak, featuring original, instrumental piano music will be released April 7, 2014 Just More Music by Ray Jozwiak
(To Access all Ray Jozwiak - Gonzo Piano music you can copy-and-paste this URL directly to
your browser: http://http://www.cdbaby.com/Artist/RayJozwiak)
My epitaph, which I would have if I chose a traditional burial, and which I could not bring myself to write as an assignment in Miss Simon's tenth grade English class at Dundalk Senior Hight School in 1973, based strictly upon philosophical principles, I have now decided should be:
OHO's
"Ocean City Ditty," the
CD single is now available at http://www.cdbaby.com/cd/oho4
(and, if
you're in town, at Trax On Wax on Frederick Rd. in Catonsville, MD) OHO is Jay Graboski, David Reeve & Ray Jozwiak
My latest solo release, '2014' of original, instrumental piano music, can be downloaded digitally at:
(or you can copy-and-paste this URL directly to
your browser: http://www.cdbaby.com/cd/rayjozwiak4)
Sen. Stacey Campfield of Knoxville, TN wrote recently that (paraphrasing) the bragging of
Democrats about the number of people registered for insurance under the Affordable Care Act was like bragging about the number of mandatory registering for train rides to concentration camps in the 1940s.
Even fellow members of his own political party said the statement was ignorant, repugnant, outrageous, pathetic and hateful. Campfield later announced that he (SURPRISE!) stands by his statement. The Senator was also sponsor of a failed bill that sought to ban teaching about gay issues in public schools and shortly thereafter claimed that HIV and AIDS originated from a man having sex with a monkey and that it was nearly impossible for AIDS to be contracted through heterosexual sex.
I most certainly wish the human race my absolute BEST in the years to come but we are not going to get anywhere if we continue to elect people like this to public office and then devote airtime to their inane rantings!. . . in that order.
OHO's
"Ocean City Ditty," the
CD single is now available at http://www.cdbaby.com/cd/oho4
(and, if
you're in town, at Trax On Wax on Frederick Rd. in Catonsville, MD)
My latest solo release, '2014', can be downloaded digitally at:
(or you can copy-and-paste this URL directly to
your browser: http://www.cdbaby.com/cd/rayjozwiak4)
(with excerpts from http://nbcpolitics.nbcnews.com/_news/2013/10/29/21237370-white-house-president-didnt-mislead-on-insurance-promise?lite)
The White House argued Tuesday that President Barack Obama didn’t mislead the public when he repeatedly promised Americans “If you like your health plan, you will be able to keep your health plan” under the Affordable Care Act.
Me: Yes, he DID mislead some Americans since he was speaking to ALL Americans when he said that. Some liked their plans. They ARE Americans. The President spoke to ALL Americans. Those whose plans did NOT qualify must purchase a new one and CANNOT KEEP the old one which they liked. (Is this fucking rocket science?)
“No, the president was clear about a basic fact,” Carney said Tuesday when asked directly whether Obama had misled Americans about the impact of his signature domestic achievement. “If you had insurance that you liked on the individual market, and you wanted to keep that insurance…you could.”
Me: Yes, he DID mislead some Americans since he was speaking to ALL Americans when he said that. Some liked their plans. They ARE Americans. The President spoke to ALL Americans. Those whose plans did NOT qualify must purchase a new one and CANNOT KEEP the old one which they liked. (Is this fucking rocket science?)
This part of the law does not apply to the 80 percent of Americans who receive health insurance through their employers or through Medicare or Medicaid.
Me: Yes, he DID mislead some Americans since he was speaking to ALL Americans when he said that. Some liked their plans. They ARE Americans. The President spoke to ALL Americans. Those whose plans did NOT qualify must purchase a new one and CANNOT KEEP the old one which they liked. (Is this fucking rocket science?)
Obamacare regulations estimate that, because of normal turnover in the individual insurance market, “40 to 67 percent” of customers will not be able to keep their policy.
Me: Yes, he DID mislead some Americans since he was speaking to ALL Americans when he said that. Some liked their plans. They ARE Americans. The President spoke to ALL Americans. Those whose plans did NOT qualify must purchase a new one and CANNOT KEEP the old one which they liked. (Is this fucking rocket science?)
Republicans have quickly seized upon the debate as further evidence in their longstanding case against “Obamacare.”
Me: This is only one aspect of the Affordable Care Act (it’s REAL name.) If the President had not said ALL Americans, no misrepresentation would have taken place. Affordable healthcare for ALL Americans (I said AFFORDABLE- not the SAME, not FREE, maybe even not CHEAP) is a good thing. Laws can be amended and need not always be completely repealed.
“If the president knew that these letters were coming and still indicated that you could keep your health care plan if you liked it -- now, well that raises some serious questions about the sales job of Obamacare,” House Majority Leader Eric Cantor, R-Va., said at a press conference on Capitol Hill.
Me: This is only one aspect of the Affordable Care Act (it’s REAL name.) If the President had not said ALL Americans, no misrepresentation would have taken place. Affordable healthcare for ALL Americans (I said AFFORDABLE- not the SAME, not FREE, maybe even not CHEAP) is a good thing. Laws can be amended and need not always be completely repealed.
“There is no way to fix this monstrosity,” Speaker John Boehner, R-Ohio, said. He vowed that the GOP would continue to seek the law’s repeal, even after a 16-day government shutdown triggered by Republican demands that Obama defund his own health care law.
Me: This is only one aspect of the Affordable Care Act (it’s REAL name.) If the President had not said ALL Americans, no misrepresentation would have taken place. Affordable healthcare for ALL Americans (I said AFFORDABLE- not the SAME, not FREE, maybe even not CHEAP) is a good thing. Laws can be amended and need not always be completely repealed.
“The real problem is that people weren’t told the truth. You can remember they were told that they would be able to keep their policies if they like them, and now you hear hundreds of thousands of people across the country being told they couldn’t,” New Jersey Gov. Chris Christie
Me: This is only one aspect of the Affordable Care Act (it’s REAL name.) If the President had not said ALL Americans, no misrepresentation would have taken place. Affordable healthcare for ALL Americans (I said AFFORDABLE- not the SAME, not FREE, maybe even not CHEAP) is a good thing. Laws can be amended and need not always be completely repealed.
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